This photo is of my making a coffee. Yup! I ask invoice with NIF whenever you drink coffee, unless you are disrupting traffic from the cash register. Call me preciosista (or worse names) that do not care, nor enter into the discussion of the “big brother”. About who makes a point of not asking and understand the arguments.

That said, did the math. The Tax Authority returns me, since 2013, 15% of all the VAT that I spend in restaurants, bakeries, hotels, hairdressers (here is more my wife …), pedicures, manicures and other professions unknown to me, spas, massages, car and motorcycle workshops. Now 15% 23% ALWAYS is equivalent to a “discount” of 3.5% of the total purchase price, be big, be small. For you do not know, but to me a discount of 3.5% at all is better than 0% discount at all.

In 2013, here at home (two taxpayers) received over € 131.02 in refund from the IRS asking for invoices with NIF these sectors. In 2014, returned over € 235.20 and this year we have almost € 200. That is, since it began this measure, the state has already handed back at least € 503.25. Equivalent to 915 liters of milk, 72 kg of coarse cod, 63 bottles of a good Port wine or 11 deposits of 40 liters of diesel. If they play the Euromillions (I do not play), have earned a higher premium than this value?

For example, breakfasts, lunches and snacks at Pingo Doce, Jumbo, Continent, Intermarché and the like come as an expense of “restoration” at the IRS to deliver next year. I realized, as a journalist attached to the area of ​​personal finance, many people think they do not count pastries and much less in hypermarkets. Everything counts (see box opposite), even in more unusual places such as hypermarkets.

Place your accounts as they walk to gain or to lose.

THEY ARE ONLY COFFEES, BUT IS TO MAKE THE ACCOUNTS
Have breakfast or snack every working day and spend € 1.64 at a time is almost 400 euros at the end of the year (more snack breakfast is obviously twice), which may include the restoration expenses. Given that the VAT on these 400 euros is about 92 euros, it means that if ask invoice, you will receive the following year return of 14 euros in the IRS relating to these costs. And if your partner also have breakfast out and do the same, will receive 28 euros.

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